Things To Look For In A Credit Repair Company
-- Some companies will not deal with you at all unless you pay --
We have a free credit report analysis. We can look at your reports and see if we can help you before you sign up. If you already have existing credit reports (within a couple months old), you can email them to info@crossovercreditsolutions.com or fax them to us at 214-233-9375 for our analysis. If you do not have them, you can get them from http://www.annualcreditreport.com .
-- Some companies will not do much for you --
Not only do we dispute items with the three credit reporting agencies; we also send disputes directly to your creditors, collection agencies, and even courthouses! We implement a full bureau dispute process, and we do not charge any extra for our direct dispute approach!
-- Some companies do not clearly state their guarantee --
The Crossover Credit Solutions LLC guarantee is one that gives our clients the security they deserve. If you have complied with the committments to the service, and we have not been able to improve your credit file by repairing your credit profile of inaccurate, unverifiable and incomplete items we will gladly offer you a full refund of this service. The Crossover Credit Solutions LLC guarantee is applicable to our clients that are current active clients. This agreement may be cancelled by either party without penalty or further obligation at any time. Refer to the Crossover Credit Solutions LLC client agreement for more detail.
-- Some companies keep you in the dark after they accept your money, making it almost impossible to check on your status --
We give our clients 24/7 online access to their account information. This includes information about billing and a detailed breakdown for each account on their report. We want our clients to know exactly what is going on and not be kept in the dark.
-- Vision --
At the core of Crossover Credit Solutions LLC is a moral and ethical commitment to do the right thing for our clients and the right thing for our industry. Proof of our integrity can be seen in the high ratings we receive from our customers.
By Rene DuBose - Disputing credit report errors using the often recommended method of going online to the credit bureaus' websites to file disputes could sabotage any efforts to improve your personal financial situation. Certain restrictions of the Electronic Online System for Correct and Accurate Reporting (E-OSCAR), created by the big three credit reporting agencies, make this likely. Here's more information on the electronic system for filing credit disputes and why the process may work to your disadvantage. 
